Controls and Schedules: Empowering Your Financial Management

Bivo offers advanced controls and scheduling features designed to streamline your financial operations while providing robust oversight. From dual authorization to automated payment scheduling, Bivo ensures your business operates efficiently.

Key Security Features

Dual Authorization
  • Require multiple approvals for high-value or sensitive transactions, adding an extra layer of security to your financial operations.
  • Customize approval workflows to match your organizational structure.
User-Level Permissions
  • Assign granular permissions to users based on their roles, ensuring efficient management of accounts.
  • Restrict access to sensitive information and limit transaction capabilities to authorized personnel only.
Spending Limits
  • Set spending limits for users or groups to maintain control over payments or transfers.
  • Adjust limits dynamically based on operational needs.

Automated Schedules

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Payment Scheduling
  • Automate recurring payments to vendors, contractors, or employees, ensuring timely disbursements without manual intervention.
  • Configure payment dates and frequencies to align with your cash flow needs.
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Fund Transfers
  • Schedule transfers between accounts or to external bank accounts, saving time and reducing manual errors.
  • Maintain visibility with real-time notifications for scheduled transactions

Why Choose Bivo for Controls and Schedules?

Efficiency

Eliminate manual processes with automated scheduling and approval workflows.

Save time and resources by streamlining financial operations.

Security

Dual controls and user-level permissions reduce the risk of unauthorized transactions.

Real-time monitoring ensures that every scheduled transaction is safe and compliant.

Customization

Tailor controls and schedules to meet the specific needs of your business.

Flexible configurations allow for easy adjustments as your organization evolves.

Frequently Asked Questions

1. Can I customize approval workflows?
Yes. Bivo allows you to configure approval workflows to fit your organizational hierarchy and transaction requirements.
2. How do payment and transfer limits work?
Payment limits can be assigned to individual users or groups, restricting transaction amounts to predefined thresholds. These limits can be adjusted as needed.
3. Are scheduled payments and transfers reliable?
Absolutely. All scheduled transactions are safeguarded by Bivo’s robust security measures, including end-to-end encryption and real-time monitoring.
4. Can I pause or modify scheduled payments?
Yes. You can pause, modify, or cancel scheduled payments through the Bivo dashboard at any time.
5. What types of transactions can be scheduled?
You can schedule payments, and fund transfers, providing flexibility for all your financial needs.
Resources
Call Us
(844) 322-6462
Write to Us
support@bivocash.com

Investing in securities products involves risk and you could lose money.

Bivo High-Yield Accounts are offered by Bivo Financial LLC, (“Bivo”) a broker-dealer registered with the Securities and Exchange Commission (SEC). Bivo is a member of the Financial Industry Regulatory Authority (FINRA), and Securities Investor Protection Corporation (SIPC).

1. Earn industry leading high-yield - by either (i) auto investment in U.S. Treasury Bills, (ii) sweep into your choice of money market funds, or (iii) FDIC-insured sweep at bank partners.

Treasury bills are backed by the full faith and credit of the US Government.

SIPC currently protects the assets in securities accounts at Bivo up to $500,000 (including $250,000 for claims for cash). Please see https://www.sipc.org/ for more information. Funds in FDIC-insured sweep are not subject to SIPC protection, and eligible for FDIC insurance, backed by the full faith and credit of the US Government, through bank partners.

Money Market Fund Disclosure: Although the Fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency.

2. Certain payment services including international payments may be provided by Bivo Inc. (NMLS #2572288). Bivo Inc. is a licensed money transmitter and an affiliate of Bivo.

3. Rates as of 3/29/2025. Annual percentage yield (APY) is variable and subject to change. Treasury yield of 4.35% APY on 4 weeks Treasury bills. Up to 5.61% APY effective yield on treasury bills with state income tax savings and is based on 37% Federal income tax and 13.30% state income tax. Please use the calculator provided to calculate your effective APY. Bivo does not provide legal or tax advice. Consult an attorney or tax professional regarding your specific situation. The national average savings account interest rate is reported by the FDIC (as of December 16, 2024) as the average annual percentage yield (APY) for savings accounts.

Commission-free trading refers to $0 commissions charged on trades of US listed registered securities placed during the US Markets Regular Trading Hours in self-directed brokerage accounts offered by Bivo. Keep in mind that other fees such as regulatory fees, trade fees, auto sweep fee, and paper statement fees may apply to your account. Please see Fee Schedule to learn more.

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